Naked, with a banana


So prudish German Chancellor Angela Merkel is desperate to ban the slightly saucy-sounding practice of naked short selling.

What's all the fuss? What are those excitable Germans on about?

Well, it being the exam season, and revision being underway, let's work through an example.

Let's imagine we're running a small business, the sole purpose of which is to buy and sell soft fruit. This week, we will be mostly dealing in bananas. Just as in the City, and in the Frankfurt markets, all we need to do to retire wealthy is to buy low, sell high.

Supposing CF and his friends think that the price of bananas might be about to go up Perhaps some photos of Lady Gaga doing something unspeakably erotic with a banana are about to be published, creating a huge demand for bananas among the young, trendy and sexually liberated.

In that case, we might pop out and buy a shed load of 'nanas at today's low prices, then flog them at the newly increased price when Gaga's 'Hello' magazine spread hits the newsstands.

But, on the other hand, supposing CF and his friends thought that the price of bananas might go down? Perhaps some other photos, of one of those Millband boys doing something unspeakably pathetic with a banana are about be published, ensuring that no right-thinking person will ever been seen holding a banana ever again.

In this case, the price is going down, and we can only buy low after we've sold high. Tricky. So what we'll do this time is enter into an agremeent with some poor fool who doesn't know about the Millband photo horror. We'd have to ask him to wait for the bananas until next week, because we can't buy 'em until the price goes low, and he'd have to agree on a price now - the higher current price - and stick to it.

So, we've got a deal. Someone has agreed to pay us a quid for the 'nana's next week, and we believe we'll be able to pick 'em up for 20p in a couple of days time. Buy low, sell high.

And that, in a nutshell - or in a banana skin - is 'short selling'. And because CF and his imaginary colleagues can't borrow or steal the bananas, they're selling them before they've bought 'em: that's 'naked short selling'

Of course, CF is taking a risk that these photos don't get published, or that they won't have the desired affect on the price. If the price of bananas actually goes up as a result of the boy Milliband endorsement, CF is going to lose money - he's obliged to deliver 'nanas at the agreed price, and has to buy them regardless of their actual price. But, hey, that's Casino Capitalism, right there, That's the risk CF takes, over and over again, to make a soft-fruit-related living,

Those of you who are still awake will note one obvious aspect of this: at no stage in the imaginary proceedings did anything CF did affect the bloody price of the bloody bananas. CF has made a profit, in both examples, by anticpating the price of bananas, and acting upon it, but he didn't actually change the price himself, did he?

Any more than those nasty hedge funds, and those eeevil bankers affected the stock valuations of banks or the value of the Euro.

So, what the fuck are you on about, Angela?

.

117 comments:

Uncle Marvo said...

And so we disagree. At last. Usury is detestable. Sorry, but it's a fact.

Eru Ilúvatar said...

Presumably if you were purchasing a noticeable percentage of all bananas available in the market (or shorting same) you would be affecting the price -- y'know, markets being affected by supply and demand, and all.

Captain Haddock said...

Odd that she should be a prude .. given that her one of her country's biggest exports is Porn (or so I'm told) ...

Anonymous said...

She has to find somebody else to blame whether it's their fault or not. She's a poitician.

Chuckles said...

So ve are not allowed to sell shares Vizout our Lederhosen?

Obnoxio The Clown said...

Uncle Marvo, where's the usury?

Constantly Furious said...

There is no usury here. And very little in "the markets" as a whole.

The markets grew because banana (etc.) buyers and sellers wanted to 'lock in' the prices they'd pay: this begat the commodities markets, which begat the Futures markets, which begat all other derivatives markets.

None of these work properly with solely banana (etc.) farmers and banana buyers - there's not enough of 'em, not that many harvests, not enough going on, not enough liquidity. Which is where the eevil banks step in, taking contrary positions and thereby providing liquidity.

And .. sorry, I can bore on this for hours. I'll stop. But the point is, there's no lending, no interest, no usury in this whatsoever. Even if you're trading in currency derivatives. Even if you're shorting the Euro.

Uncle Marvo said...

Wrong word. Making money out of money with no real product is what I meant. Wrong. You won't like it, because you're used to it. I don't do it. I guess I'm unique in that. Sorry, folks.

Constantly Furious said...

" I don't do it. I guess I'm unique in that"

Really? You don't have a pension, either paying now or building up ready to pay one day?

You don't have car insurance, that you expect to pay out, regardless of the amount of money required for repairs, and regardless of whether everyone else just claimed for the same snowstorm?

You don't expect to pay the roughly the same in Tesco's for orange juice regardless of whether Florida had a terrible winter or a mild one?

You don't have a savings account that pays interest?

You don't expect a mortgage company to lend you money to buy a house, even if they've already lent money to everyone in your street?

Unc', we agree on many things - on most things - but if you think that you are somehow personally detached from 'the markets', then (unless you live in a tent on your own allotment) - we have to disagree here.

.

Chris said...

And then there's Goldman Sachs...

Usury is detestable. Sorry, but it's a fact.

No, it isn't. It's a cost of doing business in a world where nothing is free. What you call usury is cost of access to a resource (in this case money) you otherwise wouldn't have. It's compensating the lender for his foregoing the direct use of the money himself, and for the risk of default by the borrower. Else why should the lender bother?

And the Bible only prohibits usury between fellow members of your tribe. Outsiders are fair game. ;)

Breaker said...

Close, but no cigar^banana.

If I guarantee to sell you bananas for 20p next week, I'm going to take a commission for that service, whether you buy that banana or not. If the price of bananas has moved against me, and you can buy bananas cheaper in the open market, you can walk away with no obligation. This is an Option.

If you sell bananas that you don't own, and enough of the other soft fruit sellers do so, you'll be part of a self fulfilling pact - liquidity in selling bananas today and tomorrow will dry up. So the price will drop. Thus naked short sellers drive the creative destruction forces in the market.

Prices will find their level.

If people want to buy bananas, they'll love the new low price but demand will drive the price back up. Maybe not to the price it was last week, but it'll certainly be increasing in cost.


That'll be the market again then.

Merkel's proposal is nothing more than a Canute like denial of reality.

Asian and North American desks are going to have a field week.

Uncle Marvo said...

"Unless you live in a tent on your own allotment".

CF, you really have NO idea how close you are with that one. So close you must KNOW :)

No pension.

Car insurance I can't say about for fear of ... can't say.

I squeeze my own oranges and DON'T, EVER, shop in TESCO unless there is absolutely no alternative. If there are no oranges at the right price I squeeze tomatoes.

No savings account. All my spare money goes to my kids.

No mortgage. No house.

Personally 'detached' from the markets.

Sorry, mate. We can disagree. Come over sometime, I'll show you how a victim of 13 years of Mandleson lives, and why. And explain how happy it makes me.

Keep blogging, still my no 1 (joint with CSR). But Anna Raccoon's coming up on the inside :)

Anonymous said...

Good day I am so happy I found your website, I really found
you by error, while I was searching on Aol for something else, Nonetheless I
am here now and would just like to say thanks for a marvelous post and a all round exciting blog (I also love the theme/design),
I don’t have time to browse it all at the minute but I
have saved it and also added in your RSS feeds, so when I have time I will be back to read
a great deal more, Please do keep up the excellent jo.


my page; 10th birthday party ideas

Anonymous said...

With the increasing fan base your product sale will also considerably increase and your marketing objectives will be easily
achieved. They are designed to suit the individual needs of businesses that wish to either
use sponsorship ads, advertising programs, business events, Facebook widgets for business websites, Facebook
Like for corporate blogs, forums etc. This is the reason why
most of organizations are now being into contact with social networking
solution providers.

Check out my weblog http://socialbears.com/google-plus-one/

Anonymous said...

" A good tip is to weblog about things related to your industry with out giving away something which you could be making cash from. Robert Riohe is a well-known author, he has been writing different blogs on different topics like health,nutrition,supplements etc. Relate to them and they will always come back.

Feel free to surf to my web site - Internet Marketing Tips

Anonymous said...

You still have to expert all of those other guitar chords so as to engage in very easy popular music.
Instead, focus on a single thing or just a couple of things, and try not to move forward until you have reached those goals.
These hail every little thing played getting rid of barely the sophisticated keys, so you ought
to keep effective toward crush extra listed below barely a limited area of time.


My homepage: learning piano chords and notes

Anonymous said...

D Minor:. The sooner you memorize some chords, the easier
will be for you to perform plenty of styles of music.
These hail every little thing played getting rid of barely the sophisticated keys, so you ought to keep effective
toward crush extra listed below barely a limited area of time.


Here is my web site free piano chords and songs

Anonymous said...

With the increasing fan base your product sale will also considerably increase and your marketing objectives will be easily achieved.
Out of all them the best and most used one is to buy Facebook fans.
One way of looking at the cost of the purchase of fans for
fan pages is whether to place an ad, you would have to pay for it.



Also visit my web blog Buy Facebook Fans Cheap

Anonymous said...

Thanks very nice blog!

Feel free to surf to my site - 13th birthday party ideas
My website: 5th birthday party ideas

Anonymous said...

It is through urine and feces that we purge our body of infection.
Are you looking to get rid of troublesome yeast infections.
** Burning Sensation While Urination.

Here is my web blog; male yeast infection and diabetes
my website - yeast infection and yogurt

Anonymous said...

there are lots of family dog web pages which provide totally free information on several
unique instruction troubles. Superdog has facilities in Sacramento, Los Angeles, San Francisco, Walnut Creek, Oakland, Napa, and Orange County.
Dog obedience training is a bit more than trained responses.


Here is my site malaysia guard dog training accessories

Anonymous said...

In this article I will teach you the basics of how to have fun learning your chords by
playing out of a Fake Book. Instead, focus on a single thing or
just a couple of things, and try not to move forward until you have
reached those goals. ][.

Feel free to surf to my blog; free piano chords apologize

Anonymous said...

On Sunday nights Erin Jaimes hosts a blues jam where anyone from Alan Haynes to Gary Clark, Jr.
You must definitely be planning to make it special and memorable by
keeping a good theme, ordering the best food and choosing the
best games. 8.

my webpage: pub quiz austin
My webpage: fun pub quiz names

Anonymous said...

there are lots of family dog web pages which provide totally free information on several
unique instruction troubles. Citrus juices help
in decreasing the chance of bacteria to remain in your
dog. 435-896-1737 Annabella, Utah Trainers: Chris and Julie
Holt.

Feel free to surf to my blog - dog Training and boarding chicago
Also see my site - dog training austin

Anonymous said...

You can make your weddings in Delhi a success by trust tasks to your love ones.
What is even more exciting is that you will be able to keep this wedding
website for one year, at no cost to you. This site
helps you find vendors within your local area.

Also visit my web blog; wedding website addresses

Anonymous said...

Search for professional Internet Marketing Companies India and let an experienced copy writer craft eye-grabbing ad content for your business.
Robert Riohe is a well-known author, he has been writing different
blogs on different topics like health,nutrition,supplements etc.
If this kind of business you are looking for or planning
to go into just for the reason that you wanted to consult or even handle those promotions
for other businesses, well then, make sure that don’t fail to notice the opportunity to point out those costumers or
clients of yours who are potentials in which you grow your own business with the
very techniques you wanted to provide to them.

my webpage Internet Marketing Tips

Anonymous said...

DJ sρins out on Ѕaturdaу nights.
Bгazenhead іs a grеat plасе to go ωith yоur familу or foг a businеss lunсh oг dinneг, but if you are lоoking for a ρarty atmosphеre, this isn't it. Ask your local club to run this for you.

Also visit my webpage; pub quiz and answers general knowledge

Anonymous said...

For those who are unaware, Vistaprint is a website that has been
around for years, and it offers a variety of personalized products that can be used for businesses, gifts, weddings, and more.
This is the perfect chance to send a wedding announcement.

This site helps you find vendors within your local area.


Also visit my webpage ... wedding website affiliate program

Anonymous said...

Simple and Easy to Create Recipes with clear step by step instructions you will be able to produce paleo friendly meals
that get rave reviews from friends and family every- time.

Let me tell you a quick story about the beauty of filling up on a paleo diet
breakfast. Other diets target only eating a particular food group or perhaps raw foods only.



Look into my homepage paleo diet and alcohol

Anonymous said...

A few weeks before the party said the girl's birthday we were going to youth club on Saturday night and the theme was horror. When they arrived at my home my mother said come in, is yet to be completed. This is done with several teams of children can see and hunt for something, we tell them.

My web-site: 10th Birthday party ideas

Anonymous said...

DJ spins out on Saturday nights. At the end of each round read out the cumulative scores.
The buccal cavity is a small cavity that has neither jaws
nor teeth.

My site pub quiz austin texas

Anonymous said...

The irritation could then spread in the baby's buttocks and upper thigh area, as well as the genitals. The most common feature of yeast infection are-. If you apply Aloe Vera gel on the affected areas it can help reduce the itching and burning caused by the infection.

My website ... Yeast Infection And Pregnancy Test

Anonymous said...

Douching and unique scented bathroom items can
upset the pure stability of bacteria in the vagina and make yeast infections much more possible.
Implementing these changes in your life, will be effective remedies against recurrent yeast infections, when undertaken with a holistic yeast infection treatment
program that will kill the yeast infection from the inside out.
Apple-cider vinegar diluted in water kills yeast and provides temporary relief.



Also visit my weblog :: chronic yeast infection after hysterectomy

Anonymous said...

For dinner, we went out, but at breakfast the next morning we had a
donut is great (they had m ''& ms on them. We paid
a great idea for this site and made up to look like the airlines pass.
A big bowl of pretzels, vegetables with dip, crackers and slices of
meat and cheese cut into shapes using airplane
cookie cutter.

Look into my homepage 5th Birthday Party Ideas
Also see my web site :: 16th birthday party ideas

Anonymous said...

Password protection is an ideal way to protect sensitive information you prefer only those authorized have access to.
This is the perfect chance to send a wedding announcement.

With the advantages that technology is affording for
us now planning that special day is a lot easier and simpler.


Also visit my web blog ... Wedding Website Album

Anonymous said...

Food has become the most overused drug and the most underused form of nutrition.

The diet program is generally known as the caveman diet or perhaps the Paleolithic Diet.

Grains, salt, processed oils, legumes, and any other food that is not available yet
during the said era are not including in this special type of diet.


Here is my web site: the paleo diet and alcohol

Anonymous said...

This is usually considered a fun and effective
learning method in general. As an alternative, it
will most likely be far more powerful for you to
learn about audio and chord idea. Piano players that struggle are the
ones that don't play with passion and feeling.

My site :: piano chords and notes with lyrics
Also see my page :: printable piano chords and scales

Anonymous said...

The decor on the inside of the restaurant is absolutely beautiful.

Below are listed a few popular pubs where one can chill in Mumbai.
28.

Also visit my weblog :: Pub Quiz Names

Anonymous said...

There are features that allow you to keep track
of vendors that you like and keep notes so you know why they are listed.
Many styles of flowers are available at the marketplace especially doomed for ornamentation prospect.
This site helps you find vendors within your local area.



Also visit my page - wedding website advice

Anonymous said...

There are features that allow you to keep track of vendors that you
like and keep notes so you know why they are listed.
This is the perfect chance to send a wedding announcement.
If you don't have time, think about hiring someone for Best wedding website.

Feel free to visit my web blog wedding website affiliate program

Anonymous said...

can be included. Obesity is an epidemic in our society.
- Vegetables are low in sodium less water retention.


Here is my weblog - paleo diet acne rosacea

Anonymous said...

Then, cells that destroy bacteria and cell debris wipe
out the yeast. This will ensure that you treat the right disease when you take the medication.
Seek medical or professional help.

Look at my web page ... vaginal yeast infection after period

Anonymous said...

There are features that allow you to keep track of vendors that you like and keep
notes so you know why they are listed. What is even more
exciting is that you will be able to keep this wedding website
for one year, at no cost to you. I knew exactly what I
wanted for my bridal lingerie, but I simply couldn't find a place that offered it, complete and in my size.

Stop by my web site :: wedding website about me
my web page > wedding website affiliate programs

Anonymous said...

On Sunday nights Erin Jaimes hosts a blues jam where anyone from
Alan Haynes to Gary Clark, Jr. *Rounds table format. The Bull's Head Pub, Bangkok.

My weblog :: Pub quiz answers And questions

Anonymous said...

In that case, this kind of question should not be taken from any show telecasted in specific country.
Local country clubs are offering trivia fun for as little as forty dollars per couple.
The food is decent and the drink specials on Tuesdays include $2.


Also visit my website :: brainstormer pub quiz answers

Anonymous said...

Search for professional Internet Marketing Companies India and
let an experienced copy writer craft eye-grabbing ad content
for your business. Checkout his article on Ambit
and on Nu Skin Review. - Page 16 -.

My web site; Internet Marketing Coach

Anonymous said...

This is because they have a high number of satisfied clients
who have purchased likes and fans in bulk and are reaping the immense benefits.
This company sends out invites from the page to innumerable people and gets the invitations accepted.
There are many ways of doing this and this article take a look at
some of them.

Feel free to surf to my weblog - http://juklim.cccatholic.or.kr/?mid=father_talk&sort_index=readed_count&order_type=desc&page=8&document_srl=13113
My webpage :: Buy Facebook Fans Cheap

Anonymous said...

Later on, among the continued practice ending up will continue to be auxiliary accustomed burning the various
chords. As an alternative, it will most likely be far more powerful for you to learn about audio and chord idea.

It is very soothing to hear the sound of piano and based on such vast change of scales, a song sounds so melodious.


Have a look at my web site list of piano chords and notes

Anonymous said...

D Minor:. -- Chord Symbol: Dm. ][.

Here is my blog :: list of piano chords And Notes

Anonymous said...

The owner decided after the event to donate half of the proceeds back to the students.
The game was released on August 3, and is in stores now, but
probably is where it will remain, sad to say. Now, one of my co-workers was applying to the Secret Service and I knew that I
was down as a reference for her.

My website h&r block

Anonymous said...

can be included. Obesity is an epidemic in our
society. Other diets target only eating a particular food group or perhaps raw
foods only.

Here is my web blog - paleo diet and alcoholism

Anonymous said...

Remote proper dog training collars allow you to train your puppy from the distance, without using a lead
to restrain or restrict the dog. This will help make navigating the weaving poles a habit for you dog.
We turn off the TV.

Visit my webpage lotus dog training and boarding

Anonymous said...

Even just 15 minutes a day keeps your piano playing ability in tune.
Instead, focus on a single thing or just a couple of things,
and try not to move forward until you have reached
those goals. Piano players that struggle are the
ones that don't play with passion and feeling.

Feel free to surf to my web page: free piano chords and songs

Anonymous said...

G# or Ab - (lower) so#, (middle) do, (middle) re# G#, C, D# keys.
The sooner you memorize some chords, the easier will be for you to perform
plenty of styles of music. Once you know these scales,
in all twelve keys, then you have a very solid foundation on which to learn
how to play piano chords.

Here is my weblog - piano chords And songs

Anonymous said...

For those who are unaware, Vistaprint is a website that has been around for years, and it offers
a variety of personalized products that can
be used for businesses, gifts, weddings, and more. This is the perfect
chance to send a wedding announcement. With the advantages that technology is affording for us now planning that special day is
a lot easier and simpler.

Also visit my website - wedding website and invitations
Also see my webpage: wedding website about us

Anonymous said...

Kids will enjoy playing a game of putt-putt, or riding go carts in the Putt-Putt race zone.
When they arrived at my home my mother said come in, is yet
to be completed. Kids birthday party themes and
ideas are not hard to find, and there are many good suggestions here on the site.


Also visit my web-site; 13th birthday party ideas

Anonymous said...

In relation to the last paragraph, the question had arisen by the
people that how the diet can be eaten by us in the same form in which it was utilized by
our ancestors. Let me tell you a quick story about the beauty of filling up on a paleo diet breakfast.

Ingredients.

Here is my web-site - the paleo diet and diabetes

Anonymous said...

Fun and nutritious Paleo Toddler Dessert Recipe. Other typical tasks were gathering wood,
shelter building, digging, carrying a variety of heavy items, tool construction and dancing.
Consider the following statistic.

My web site: paleo diet and crossfit

Anonymous said...

Narrow blood vessels lie alongside the intestines of the earthworm
and they absorb the nutrients from the alimentary canal feeding the rest
of the body. Brazenhead is a great place to go with your
family or for a business lunch or dinner, but if you are looking
for a party atmosphere, this isn't it. 8.

Stop by my homepage - pub quiz archives

Anonymous said...

A few weeks before the party said the girl's birthday we were going to youth club on Saturday night and the theme was horror. We paid a great idea for this site and made up to look like the airlines pass. Place a different sticker on the back of each guest.

Also visit my homepage ... 16th birthday party ideas

Anonymous said...

There are features that allow you to keep track
of vendors that you like and keep notes so you know why they are listed.
Instead of sending your scanned invitation, it would be great if you create your
own wedding website and invite your friends and relatives.

This is not always something that brides or grooms have time to put together on their own.


my web blog; our wedding website about us

Anonymous said...

In that case, this kind of question should not be taken from any show telecasted in specific
country. Anna had been looking through my phone while I was naked.
Ask your local club to run this for you.

Have a look at my weblog - Good pub quiz names

Anonymous said...

You still have to expert all of those other guitar chords so as to engage
in very easy popular music. Www. offers free online piano lessons.


Also visit my web-site - virtual piano chords and scales

Anonymous said...

Remote proper dog training collars allow you to train
your puppy from the distance, without using a lead to restrain or restrict the dog.
Superdog has facilities in Sacramento, Los Angeles, San Francisco, Walnut
Creek, Oakland, Napa, and Orange County. We turn off the TV.


My homepage: dog training articles

Anonymous said...

Later on, among the continued practice ending up will continue to be auxiliary accustomed burning the
various chords. -- Chord Symbol: Dm. It is very soothing to hear the sound
of piano and based on such vast change of scales, a song sounds
so melodious.

My site - christian piano chords and lyrics

Anonymous said...

The owner decided after the event to donate half of the proceeds
back to the students. Even Halloween parties with the very best Halloween costumes can get dry after everyone's seen the costumes to be seen and passed out the candy to the beggars. Every Halloween party that people remember later in the year by saying things like "Do you remember so-and-so's Halloween party last year.


Look at my webpage - cheap tickets

Anonymous said...

This is usually considered a fun and effective learning
method in general. As an alternative, it will most likely be far more powerful for
you to learn about audio and chord idea. It
is very soothing to hear the sound of piano and based on such vast change of scales, a song sounds so
melodious.

Take a look at my web-site; beautiful in my eyes piano chords and lyrics

Anonymous said...

squares with various tea leaves and tea flavors inside
each square. The game was released on August 3, and is in stores
now, but probably is where it will remain, sad to say.
Spice things up by including these Halloween-themes recipes:
.

My weblog: Circiut City
my web page - personals

Anonymous said...

buy valium valium effects on driving - buy valium roche uk

Anonymous said...

You can make your weddings in Delhi a success by trust tasks to your
love ones. Many styles of flowers are available at the marketplace especially doomed for ornamentation
prospect. I knew exactly what I wanted for my bridal
lingerie, but I simply couldn't find a place that offered it, complete and in my size.

Visit my web site ... wedding website about us

Anonymous said...

Douching and unique scented bathroom items can upset the pure stability of bacteria in the vagina and make yeast
infections much more possible. Because of its
anti-fungal properties, it is also sometimes recommended for vaginal yeast infections.

If you apply Aloe Vera gel on the affected areas it can help
reduce the itching and burning caused by the infection.

Here is my web blog :: untreated yeast infection and pregnancy
my web site - yeast infection and symptoms of

Anonymous said...

The only hurdle to accessing this is of course human limitations and
the fact that the brain does not function solely as a learning
tool for the human being. * Team answer sheets - Basically a grid lined A4 type sheet with answer write in numbered boxes and
a line on top for the team name. 8.

Have a look at my web page - pub quiz archives
my page: funny pub quiz names

Anonymous said...

Keep the sacrifices they've made in mind, and take the time to embrace the understanding of how much these people must love you to have traveled so far for your wedding. Instead of sending your scanned invitation, it would be great if you create your own wedding website and invite your friends and relatives. An increasing number of marrying couples (particularly those entering second or later marriages) will request that guests refrain from giving gifts.

Feel free to surf to my weblog wedding website announcements

Anonymous said...

Even just 15 minutes a day keeps your piano playing ability in
tune. Do not overlook this part of your learning. Piano players that struggle
are the ones that don't play with passion and feeling.

my blog post; free piano chords and lyrics

Anonymous said...

The decor on the inside of the restaurant is absolutely beautiful.
Anna had been looking through my phone while I was naked.

The food is decent and the drink specials on Tuesdays include $2.


My blog post :: redtooth pub quiz answers

Anonymous said...

If the boat is not already equipped with a seat you'll want to get one. Are you looking for a stable casting platform or a sleek, fast-moving boat to chase blitzing fish. To read more about sea kayaking and kayak fishing, see the content-rich blogs Sea Kayaking Dot Net and North - American Kayak Fishing.

Here is my web site ... halloween

Anonymous said...

Even just 15 minutes a day keeps your piano
playing ability in tune. So you want to learn how to play the piano.
Pretend that we are palming an egg and keep your
arms relaxed and fingers curled.

Feel free to visit my blog - right here waiting piano chords and tabs

Anonymous said...

If all players are wrong the murderer gets away and everyone loses.
I won't spoil your surprises and give away any more details. Every Halloween party that people remember later in the year by saying things like "Do you remember so-and-so's Halloween party last year.


My web-site: Under Armour

Anonymous said...

can be included. - 1 tsp cinnamon (optional).
The Paleo Gluten Free Diet has many health claims.


Also visit my web page ... paleo diet and weight loss success
Also see my page > paleo diet and pregnancy

Anonymous said...

If all players are wrong the murderer gets away and
everyone loses. Even Halloween parties with the very best Halloween costumes can get dry after everyone's seen the costumes to be seen and passed out the candy to the beggars. Spice things up by including these Halloween-themes recipes:.

Also visit my web page ... colorado springs colorado

Anonymous said...

Nothing can compare to the more expensive tools which are made from high-grade tempered steel.
You can wear this unique toe shoe like they were water shoes, while doing some barefoot running, while hiking,
or even while doing yoga. To keep them from getting into anything that you might find gross, it is a good idea to bring along
either sandals or water shoes
for them.

Anonymous said...

Fashion Games of Teen Girls Interested Are Fun These challenges are at times shared amongst buddies.
This was zero cost because the students went to local
stores and asked for either donations and
gift cards to purchase these items. Spice things up
by including these Halloween-themes recipes:.

Look into my blog; cheap airfare

Anonymous said...

In that case, this kind of question should not be taken from any show telecasted in specific country.
Below are listed a few popular pubs where one can chill in Mumbai.
Ask your local club to run this for you.

Visit my web-site - pub quiz aberdeen

Anonymous said...

On Sunday nights Erin Jaimes hosts a blues jam where anyone from Alan Haynes to
Gary Clark, Jr. Popular prizes include sports tickets, cash and vouchers for drinks, food - and dollars off of tabs.

8.

my weblog :: free pub quiz answers

Anonymous said...

DJ spins out on Saturday nights. Local country clubs are offering
trivia fun for as little as forty dollars per couple.
8.

Stop by my web site: fun pub quiz names

Anonymous said...

can be included. Other typical tasks were gathering
wood, shelter building, digging, carrying a variety of heavy
items, tool construction and dancing. Long Hair on the Paleo
Diet: Omega-3s.

Also visit my web site :: the Paleo diet and Weight Loss

Anonymous said...

Some models are even outfitted with a child seat that
is removable. Some fishermen just take a rod and a few lures along and others like to
bring lots of gear along. So, make sure you stay hydrated, so that you do
not tip off in fatigue while reaching the dock.

Here is my website Skin care Products

Anonymous said...

Some were practical, of course, but others were psychological and emotional.
Anna had been looking through my phone while I was naked.
The decline of the East side blues scene was disheartening,
but, it also gave rise to the need for a fresh start, which came in the form of the next blues-only venue, Antone's, founded by the late Clifford Antone, during the summer of 1975.

my web page :: pub quiz names

Anonymous said...

Will they be fed, watered, and cared for properly. Bond With Your Dog Through Play.
Dog Training Using Praise.

Here is my website Triple Crown Dog Training Austin

Anonymous said...

The only hurdle to accessing this is of course human limitations and the fact
that the brain does not function solely as a learning tool for the human being.

You must definitely be planning to make it special and memorable by keeping a good theme, ordering
the best food and choosing the best games. Theme Format: It is almost like standard format of
the pub quiz.

My homepage pub quiz austin

Anonymous said...

The decor on the inside of the restaurant is absolutely beautiful.

You must definitely be planning to make it special and memorable by keeping a good theme, ordering the
best food and choosing the best games. The Bull's Head Pub, Bangkok.

Also visit my site - pub quiz amsterdam

Anonymous said...

Fashion Games of Teen Girls Interested Are Fun These challenges are at times shared amongst buddies.
I've played Nancy Drew for years and even her saccharine personality is more 3D than Lindsay or 'Linds') as she calls herself. I hope you have fun planing a birthday party for your tween, I hope my birthday party ideas for tween's helped you.


my weblog bad credit home loan

Anonymous said...

There are many sources to choose from that can offer simple solutions to the problems you
are experiencing with your canine. Superdog has facilities in Sacramento, Los Angeles, San Francisco, Walnut Creek,
Oakland, Napa, and Orange County. Dog Training Using Praise.


Here is my web site; dog training collars

Anonymous said...

It was developed by Walter L. The fact is, most grains are quite high in glycemic index, meaning that
they make your blood sugar go up rapidly, and send you
crashing down soon thereafter. Always check
your physician before making any changes to your daily habits.


my web page :: paleo diet and diabetes

Anonymous said...

Later on, among the continued practice ending up will continue to be auxiliary accustomed burning the various chords.
The sooner you memorize some chords, the easier will
be for you to perform plenty of styles of music.
Once you know these scales, in all twelve keys, then you have a very solid foundation on which to learn how to play piano chords.



my web blog understanding piano chords and scales

Anonymous said...

' Satanic Ritual - Decorate the space with human sacrifice, goblets of blood, pentagrams, and things draped in black. This was zero cost because the students went to local stores and asked for either donations and gift cards to purchase these items. Now, one of my co-workers was applying to the Secret Service and I knew that I was down as a reference for her.

Feel free to visit my site courtney

Anonymous said...

Choose from the list of the best kayaks available and get value for your
money. Are you looking for a stable casting platform
or a sleek, fast-moving boat to chase blitzing fish.
Kayaks can also be classified as ocean kayaks, Hobie kayaks, river kayaks,
and tandem kayaks.

Feel free to surf to my website ... indianapolis indiana

Anonymous said...

If your tween is into paint-ball you can take everyone to play paint-ball.

I won't spoil your surprises and give away any more details. Spice things up by including these Halloween-themes recipes:.

Also visit my page :: Mortgage Leads

Anonymous said...

If you're planning a vacation with your family or friends to have endless fun and adventure, you must be looking for fishing kayaks and other accessories. Are you looking for a stable casting platform or a sleek, fast-moving boat to chase blitzing fish. All these factors are important when choosing your kayak.

my web blog ... baltimore maryland

Anonymous said...

The owner decided after the event to donate half of the
proceeds back to the students. At the end of the party all
of the papers write down who they think was the prohibition agent.
Play games all night long in keeping with the twenties theme such as various
card games and crossword puzzles.

My site: bad credit loans

Anonymous said...

Off seasons reasons some shoes may by any means be[url=http://niketrainersuksale.webeden.co.uk]Nike Air Max[/url]
in do not get the means[url=http://tomscanadaoutlet.snappages.com]Toms Canada[/url]
wear such shoes we have need of to[url=http://addnikecanadastore.snappages.com]Nike Canada[/url]
rightly beetle a unite them within a[url=http://louboutintrainersuk.blog.co.uk]Christian Louboutin Shoes[/url]
true expend into buy to avoid unnecessary expense of shoes[url=http://salelouisvuittonuk.webeden.co.uk]Louis Vuitton UK[/url]

Might be a insole is in to be sure rotten, it'd prerequisite to command of a like a gentle bracken and splash gently scrub. Have to be distinguished that, shun using chemical cleaning agents cleaning, or some may coercion the insole ostensibly of the priesthood off.[url=http://shoppradabagsuk.webeden.co.uk]Prada UK[/url]

Anonymous said...

After a half hour of slow paddling, I came to one of my favorite tributaries.
About the time I woke him up it dawned on me that he was having an allergic reaction to the medication.
It depends, at least in part, on the class river you're going to be headed out to raft.

Also visit my webpage - Water Shoes

Anonymous said...

Tiene el visto bueno de la Uni贸n Argentina de Rugby, tras el buen Mundial que hizo en Nueva Zelanda. Sin embargo, Tati sufri贸 un gran desgaste durante su ciclo de cuatro aos, lo mismo que el staff. [url=http://www.zapatillaspumaferrari.com/]zapatillas puma baratas[/url] Durante la Copa del Mundo tambi茅n recibi贸 palabras de elogio del capit谩n Felipe Contepomi: "Lo de Tati y todo su staff ha sido realmente de admirar. Le ha tocado una situaci贸n muy dif铆cil, una transici贸n enorme, y las condiciones que sabemos que transita nuestro rugby que no son las ideales. Y 茅l nunca baj贸 los brazos"..
cuenta c ten que soportar la charla profana de los extra anhelaba que alg amado cristiano conociera mi dolor! La mayor de las charlas que oigo son de escoceses o de indios. No tengo un compa cristiano con quien desahogar mi coraz y compartir mis dolores espirituales, a quien pedir consejo conversando sobre las cosas celestiales, y con quien orar La cruz deb operar todav fuertemente en el alma de Brainerd, y la prueba de fuego lleg el 14 de septiembre de 1743.
Hay tres modelos ENV disponibles en la actualidad: Jiao, Xiao y Miao. [url=http://www.zapatillaspumaferrari.com/]zapatos puma[/url] En unos instantes os cuelgo unas fotos de Jorge Par铆s que ha venido a echarme una mano. Estoy Hablando de Beatriz de Orleans, imagen de la marca francesa en Espaa, a quien sorpend铆 ayer vestida de pies a cabeza por su firma, con lacito de terciopelo sobre la cabeza, a juego con el mismo tejido del impecable abriguito a media pierna de l铆nea infantil. El caso es que la princesa, cual ejecutiva agresiva de pel铆cula americana de los ochenta, libraba una dur铆sima batalla en varios frentes: el enorme perro de caza que literalmente la paseaba en volandas, los tacones de alt铆simo tac贸n, la persona con quien manten铆a una acalorada conversaci贸n telef贸nica a trav茅s del m贸vil, y la larga correa con la que, cual tiovivo humano, manten铆a sujeto al can, que termin贸 enred谩ndose con una moto. Tentada estuve de echarle una mano antes de que diera con sus dior铆simos huesos en el suelo.
Cada cuatro a el planeta entero se sumerge en uno de los acontecimientos m populares: el Mundial de F Desde 11 de junio, fecha en que empez a correr la pelota en Johannesburgo, toda la atenci estar por un mes, puesta en Sud Los datos que maneja la FIFA as lo corroboran: 26.3 millardos de televidentes vieron el Mundial de Alemania 2006, y para este a esperan que sean 30 millardos, cifra que lo convierte en el suceso deportivo m visto del mundo. Los anunciantes encuentran en el evento un importante mercado y no dejan pasar la oportunidad de asociarse a este masivo espect En Am Latina, seg informa la central de medios especializada en comunicaci deportiva Havas Sports, la inversi total de las diferentes marcas ser de US$1 millardo. El negocio, por supuesto, tambi incluye a la FIFA, entidad que embolsar 3.3 millardos en concepto de derechos de transmisi y patrocinadores..
testimonio de impacto de HNO YIYE AVILA siervo de Dios [url=http://www.zapatillaspumaferrari.com/]zapatillas pumas[/url]

Anonymous said...

Also, we need to determine the rounds of the quiz according to it.

Local country clubs are offering trivia fun for as little as forty dollars per couple.
8.

Also visit my homepage; pub quiz and answers general knowledge

Anonymous said...

Some were practical, of course, but others were psychological and emotional.
Anna had been looking through my phone while I was naked.

Theme Format: It is almost like standard format
of the pub quiz.

Also visit my webpage; clever pub quiz names

Anonymous said...

In that case, this kind of question should not be taken from any show
telecasted in specific country. I believe my exact words were "I don't want to be your dirty little secret. Theme Format: It is almost like standard format of the pub quiz.

My homepage ... Pub Quiz Aberdeen

Anonymous said...

Some were practical, of course, but others were psychological and emotional.
Popular prizes include sports tickets, cash and vouchers for drinks, food - and dollars off of tabs.
Her father, Bruce Paltrow, produced the critically acclaimed TV series that is considered the precursor to many medical shows today,
St.

Stop by my web-site ... pub quiz area

Anonymous said...

finasteride 5mg propecia results balding blog - propecia generic online

Anonymous said...

Hey! Someone in my Facebook group shared this site with us so I came to take a
look. I'm definitely enjoying the information.
I'm bookmarking and will be tweeting this to my followers!
Fantastic blog and brilliant design.

Here is my website; CrossFit flooring

Anonymous said...

Great work! This is the kind of information that are supposed to be shared around the internet.
Shame on Google for now not positioning this post higher!

Come on over and visit my website . Thanks =)

my web page ... Reebok Nano 2.0

Anonymous said...

For the amazing variety of wholesale mini ipad accessories spend a take a look at to Chinese on line marketplace exactly where wholesale mini ipad accessories along with a massive amount of accessories pertaining to iPads and mobiles are readily available underneath one certain ceiling to avoid wasting anyone's time. As this area becomes more competitive, in terms of technology, it has become essential for advertisers to t . [url=http://corktocliffsofmoher.com/]corktocliffsofmoher.com/[/url]
Lurking in the back of my mind was a mini version of the melamine poisoning of baby's milk in China so I gave up on the exotic drinks, preferring instead to invent my own.
So now rather than working our quads, we're working our hamstrings. We're going to continue that hamstring workout. Kick back, you can go as fast or as slow as you'd like. [url=http://houstonwhiteboat.com/]nike air max[/url] Le Parlement d'Uruguay examine la l
However, they also need much more than that to think whether your function delivers enough value to warrant taking the time from their busy schedules. [url=http://houstonwhiteboat.com/]nike air max shoes[/url] i even have this feeling that i do not want to be separated from him yet.06/21/2010This Internet site provides information of a general nature and is designed for educational purposes only. If you have any concerns about your own health or the health of your child, you should always consult with a physician or other healthcare professional. Please review the Terms of Use before using this site.

Anonymous said...

Humans attract mates with their pheromones. At some point along the line, society said, "Hey. [url=http://corktocliffsofmoher.com/]http://corktocliffsofmoher.com/[/url]
There is a bit of fun on board as you are prepared for "takeoff" and other flight formalities. People of all ages get a real buzz from the jumbo experience and if you need accommodation close to the airport, why not spend a comfortable night aboard Jumbo Hostel? Apart from anything else, a night will cost around onethird of the price of other accommodation in the area.
Facebook collects several types of information from its users, including information used to register for the site, such as your name, email address, schools you have attended, etc.; "Web Site use information," including IP address, browser type, and other information, which may be stored in cookies; and "user content" such as photos and messages. Facebook stores information used to refer friends unless requested to remove that information from their database. Facebook may also collect thirdparty information about its users from sources such as blogs, newspapers, and other users. [url=http://houstonwhiteboat.com/]nike air max shoes[/url] Full Service Wholesalers Vs
Several Alaskan singers take on small, but important roles as well, like Justin Burchell as Gregorio and Todd Jackson as Paris. [url=http://usshuttlelink.com/]nike sb[/url] 2. Write sample articles. Practice writing sample articles before you send your resume to papers and important mags.

Anonymous said...

Howdy would you mind sharing which blog platform you're working with? I'm planning
to start my own blog in the near future but I'm having a difficult time choosing between BlogEngine/Wordpress/B2evolution and Drupal. The reason I ask is because your layout seems different then most blogs and I'm looking for
something completely
unique. P.S Apologies for getting
off-topic but
I had to ask!

Look into my blog post Kansas Jayhawks

Anonymous said...

Once you're in a position to benefit from it, these benefits would likely apply to anyone with a circumstances # instant payday. Double zero, and I don't have a hundred 1,000 in income to buy your home, I have $10,000

Find the right supplies, study the materials, inhale these folks in fact By using a view to receive finance in 24 hours, this interested applicant may populate the application on the web thereby keeping your time 宝贝价格

Anonymous said...

Narrow blood vessels lie alongside the intestines of the earthworm and they absorb the nutrients from
the alimentary canal feeding the rest of the
body. Below are listed a few popular pubs where one can chill
in Mumbai. Her father, Bruce Paltrow, produced the critically
acclaimed TV series that is considered the
precursor to many medical shows today, St.

My website; pub quiz archive

Anonymous said...

Incredible! This blog looks just like my old one!
It's on a totally different topic but it has pretty much the same layout and design. Excellent choice of colors!

Feel free to surf to my blog gökhan özen

Anonymous said...

In that case, this kind of question should not be taken from any show telecasted in specific country.
* Team answer sheets - Basically a grid lined A4 type sheet with answer write in numbered boxes and a line
on top for the team name. Ask your local club to run this for you.


My homepage: pub quiz austin texas